2003 Ford Escape XLT 4X4
3.0L V6 & Automatic Transmission
145,000 Miles

Standard Features
Air Conditioning
Cruise Control
Power Seat, Steering, Windows, Locks, Mirrors
CD & MP3 Player (Multi-Disc Changer)
Tilt Wheel
Dual Air Bags
Privacy Glass
Roof Rack
Alloy Wheels (decent tread)
ABS (4-Wheel)

Optional Features
Running Boards

Suggested Retails
Kelly Blue Book Suggested Retail ~ $9,135
Edmunds TrueMarketValue Appraisal ~ $5,513
Average Calculated Value ~ $7,324
Dealership Asking ~ $6,995
Counter-offering ~ $6,495

Dealership Terms & Conditions
This is a local dealership and friend
No Interest Charges
No Credit Check
Credit Reporting (all payments)
$1,500 Down At Signing
$250 Monthly

Background Information
Needless to say I am only eighteen years old without a cosigner on a credit application... So I figure that no credit check, no interest, and credit reporting of payments isn't a bad deal. Pay for about two years then trade in for a newer (maybe new) SUV.

This SUV will be used for work commute and moderate trail riding off road in Arizona. And yes, I will be lifting it about 3" with 31" tires...

So for your Escape owners, what do you think of them? Are they any good?